The policy indemnifies against infidelity of an employee which leads to financial losses (i.e. of money, goods and/or stock) arising from dishonesty, embezzlement or misappropriation of company’s funds &/or property.

This policy cover loss sustained by insured from loss or damage to operational premises leading to interruption of normal business operation & sustained losses/expenses on the areas of Loss of Profit, Wages, Auditors fee Such could also be as a result of Perils such as Accidental damage, Fire including Lightning & limited Explosion, Explosion (Industrial), Aircraft, Riots, Strikes, Lock-out, Malicious Damage, Earthquake or Volcanic Eruption.